Top 10 Best No Foreign Transaction Fee Credit Cards in November 2024

Looking to save money while traveling abroad? We’ve got you covered with a list of the best no foreign transaction fee credit cards. From cashback rewards to travel perks, these cards offer it all without those pesky extra charges. Dive into our top picks for seamless international spending and make your next trip stress-free.

In this listicle, we’ll reveal credit card options that prioritize saving you money on foreign transactions. Stay tuned as we break down the features and benefits of each card so you can choose the one that suits your lifestyle best. Scroll down for reviews of our top picks and start planning your next adventure with peace of mind.

1. Chase Sapphire Preferred Card

• Earn 2x points on travel and dining, making it ideal for frequent travelers and food enthusiasts.
• Enjoy the benefit of no foreign transaction fees, saving money while traveling abroad.
• Receive a generous sign-up bonus of 100,000 points after meeting the spending requirements.

The Chase Sapphire Preferred Card stands out for its valuable perks tailored to various cardholders. Here are some key highlights:

Pros:

• Lucrative rewards system with bonus points on specific categories.
• Access to exclusive travel benefits like trip cancellation insurance and rental car coverage.

Cons:

• Annual fee required; however, the benefits often outweigh this cost for many users.

This card offers excellent redemption options such as transferring points to airline or hotel partners for potentially higher value redemptions. The ability to earn double points on dining ensures that everyday purchases can quickly accumulate rewards.

2. Capital One Venture Rewards Credit Card

• Earn unlimited 2x miles on every purchase, making it a competitive rewards card.
• Enjoy the perk of no foreign transaction fees, saving you money while traveling abroad.
• The ability to redeem miles for any travel expenses provides flexibility in using your rewards value efficiently.

With the Capital One Venture Rewards Credit Card, its rewards structure is straightforward and beneficial for those who frequently travel or make purchases internationally. The ongoing rewards earnings of 2x miles per dollar spent can quickly add up, enhancing the overall financial product’s value proposition.

This credit card stands out as a capital choice for travelers due to its no foreign transaction fee feature. By eliminating these fees, users can maximize their rewards without worrying about additional charges eating into their savings. The simplicity of redeeming miles directly for travel expenses simplifies the process and ensures that your rewards are easily accessible when needed.

3. Bank of America Travel Rewards Credit Card

Earn unlimited 1.5x points on all purchases with the Bank of America Travel Rewards Credit Card, making it a versatile choice for various spending habits. This rewards rate is beneficial for those who want simplicity in their card benefits.

The absence of foreign transaction fees is a significant advantage for frequent travelers or those planning an international trip. It ensures that you can make purchases abroad without incurring additional charges, saving you money during your travels.

Enjoy a 0% introductory APR period with this card, providing flexibility and financial relief if you need to carry a balance temporarily. This feature can be particularly useful when planning a big trip or managing unexpected expenses.

4. Wells Fargo Propel American Express Card

The Wells Fargo Propel American Express Card offers exceptional benefits for travelers and everyday spenders alike:

• Rewards Program: Earn 3x points on dining, gas, travel, and streaming services, making it a lucrative option for those who frequently indulge in these categories.
• Foreign Transaction Fees: With no foreign transaction fees, this card is ideal for international travelers as it saves money typically lost to currency conversion charges.
• Cell Phone Protection Coverage: In addition to its rewards program and fee advantages, the card provides cell phone protection coverage up to $600 per claim against damage or theft when you pay your monthly cell phone bill with the card.

This credit card stands out not only for its rewarding points system but also for its commitment to providing value-added perks like no foreign transaction fees and cell phone protection coverage. If you are someone who values both rewards and practical benefits while avoiding unnecessary fees during your travels or daily spending, the Wells Fargo Propel American Express Card could be an excellent choice.

5. Discover it Miles

• Earn unlimited 1.5x miles on all purchases.
• No foreign transaction fees.
• Double your miles at the end of the first year.

Discover it Miles credit card stands out for its simplicity and rewards structure. By earning 1.5x miles on every purchase, travelers can accumulate points quickly without worrying about bonus categories or caps.

The absence of foreign transaction fees makes this card an excellent companion for international trips, saving you money typically lost to these fees with other cards.

A unique feature is the “double your miles” offer at the end of your first year as a cardholder. This means that all the miles you’ve earned throughout that year will be matched – effectively giving you a 3% return on all spending during that period.

For frequent travelers or those planning a big trip, these benefits can significantly impact savings and enhance travel experiences without added costs along the way.

6. American Express Platinum Card

• Enjoy access to airport lounges worldwide, offering a luxurious travel experience.
• Say goodbye to foreign transaction fees when using this card for international purchases.
• Benefit from up to $200 in Uber credits annually, enhancing your everyday commute or travel experiences.

The American Express Platinum Card is an excellent choice for frequent travelers who value luxury and convenience. With no foreign transaction fees, you can freely use your card abroad without worrying about extra charges eating into your budget. The access to airport lounges globally provides a haven of comfort during layovers or before flights.

Furthermore, the annual $200 Uber credit adds significant value by covering transportation costs within the U.S. This feature caters not only to specific needs but also enhances overall travel satisfaction. The combination of exclusive benefits makes this card stand out among competitors for those seeking premium perks without additional charges.

For travelers looking for a card that offers both luxury and practicality, the American Express Platinum Card delivers on its promises with its array of features tailored towards seamless travel experiences.

7. Citi Premier Card

• Earn 3x points on travel, including gas stations and hotels.
• No foreign transaction fees.
• Transfer points to airline partners.

The Citi Premier Card stands out for its generous rewards program that offers a high earn rate on various travel-related expenses like gas and hotel stays. One of its key advantages is the absence of foreign transaction fees, making it an excellent choice for international travelers who want to avoid extra charges when using their card abroad. The ability to transfer points to airline partners provides flexibility and value for those looking to maximize their rewards by redeeming them for flights or upgrades.

This credit card’s focus on travel benefits makes it particularly appealing for frequent flyers or individuals who frequently spend on transportation and accommodations. By earning triple points in these categories, cardholders can quickly accumulate rewards that can be used towards future trips or other redemption options within the Citi ThankYou Points program.

8. U.S. Bank Altitude Go Visa Signature Card

• Earn 4x points on dining, takeout, and food delivery.
• No foreign transaction fees.
• Get up to $15 in streaming service credits.

The U.S. Bank Altitude Go Visa Signature Card stands out for its lucrative rewards structure. By earning 4x points on dining, takeout, and food delivery, cardholders can quickly accumulate rewards just by enjoying their favorite meals.

Moreover, the absence of foreign transaction fees makes this card an excellent choice for frequent travelers or those who shop online internationally. This feature can result in significant savings compared to cards that charge these fees.

The offer of up to $15 in streaming service credits adds a modern touch to the card’s benefits package. This perk caters to individuals who value entertainment services like Netflix or Spotify and provides an extra incentive beyond traditional rewards programs.

In essence, the U.S. Bank Altitude Go Visa Signature Card combines attractive rewards with practical features like no foreign transaction fees and streaming service credits—making it a well-rounded option for those seeking value and convenience in a credit card.

9. Barclaycard Arrival Plus World Elite Mastercard

• Earn unlimited 2x miles on all purchases.
• No foreign transaction fees.
• Receive a Global Entry/TSA PreCheck application fee credit.

Barclaycard Arrival Plus World Elite Mastercard stands out for its generous rewards system, offering cardholders the opportunity to earn double miles on every purchase made. This feature makes it an excellent choice for those who want to maximize their rewards without the hassle of category restrictions or caps.

Moreover, the absence of foreign transaction fees is a significant advantage for frequent travelers or individuals who make international purchases. By eliminating these fees, cardholders can save a substantial amount of money when using their card abroad.

The perk of receiving a credit towards either Global Entry or TSA PreCheck application fees adds further value to this card. This benefit not only streamlines the travel experience but also demonstrates the card’s commitment to enhancing customer convenience and satisfaction.

10. Southwest Rapid Rewards Priority Credit Card

Earn double points on purchases with Southwest Airlines and their hotel/car rental partners. This perk can significantly boost your rewards accumulation, making it easier to redeem for flights or other benefits.

Travel worry-free with no foreign transaction fees attached to this card. Whether you’re exploring new destinations or making purchases abroad, you won’t incur extra charges for using your card internationally.

Experience enhanced travel privileges such as upgraded boarding positions and an annual travel credit. These perks can make your journeys smoother and more enjoyable, adding value to your overall travel experience.

Final Remarks

You’ve now seen a lineup of the best no foreign transaction fee credit cards out there. From the Chase Sapphire Preferred Card to the Southwest Rapid Rewards Priority Credit Card, each option brings something unique to the table. It’s time for you to pick the one that fits your travel style and spending habits like a glove.

So, what are you waiting for? Take the plunge, grab one of these cards, and start swiping your way through your next international adventure. Your wallet will thank you, and you’ll be jet-setting without those pesky extra fees weighing you down.

Frequently Asked Questions

Is the Chase Sapphire Preferred Card a good option for travelers looking to avoid foreign transaction fees?

Yes, the Chase Sapphire Preferred Card is an excellent choice as it does not charge foreign transaction fees. It offers valuable travel rewards and benefits that cater well to frequent travelers.

How does the Capital One Venture Rewards Credit Card stand out in terms of foreign transaction fees?

The Capital One Venture Rewards Credit Card is known for its zero foreign transaction fees feature. It’s a popular choice among travelers as it allows them to make purchases abroad without incurring additional charges.

What makes the American Express Platinum Card a top pick for those seeking credit cards with no foreign transaction fees?

The American Express Platinum Card stands out due to its premium travel perks and benefits, including no foreign transaction fees. It is favored by frequent flyers who value luxury travel experiences.

Does the Discover it Miles card offer any advantages for users concerned about foreign transaction fees?

Yes, the Discover it Miles card is advantageous for individuals who want to avoid foreign transaction fees while earning miles on their purchases. This card provides a simple yet rewarding way to accumulate travel rewards.

Why should travelers consider the U.S. Bank Altitude Go Visa Signature Card when searching for credit cards without foreign transaction fees?

The U.S. Bank Altitude Go Visa Signature Card appeals to travelers thanks to its lack of foreign transaction fees and generous rewards program tailored towards dining and entertainment expenses. It’s a practical choice for those who frequently dine out or attend events while traveling.